Question 1

How much do I need for a down payment?

Accepted Answer

Many buyers put down between 3% and 20% depending on the loan program. First-time buyers may qualify for low-down-payment options, while some buyers choose higher down payments to strengthen their offer.

Question 2

What credit score do I need to buy a home?

Accepted Answer

Many lenders look for a minimum score around 620, with stronger rates and options often available as scores rise.

Question 3

How much are closing costs for buyers?

Accepted Answer

Buyer closing costs are commonly about 2% to 3% of the purchase price and may include lender fees, title and escrow fees, and prepaid items like taxes and homeowners insurance.

Question 4

What areas do you serve?

Accepted Answer

I serve Seattle’s Eastside and Snohomish County, including Bellevue, Kirkland, Redmond, Bothell, Woodinville, Snohomish, Lake Stevens, and surrounding communities.

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